Considering purchasing a home in San Dimas? Get ready for an exciting journey! This vibrant Southern California city offers charming neighborhoods, top-rated schools, and access to both outdoor adventures and urban conveniences. But before you dive into a purchase agreement, it’s essential to ask the right questions to avoid surprises and make an informed decision.

As Ms. San Dimas Real Estate, a trusted real estate agent in San Dimas, CA, I’ve helped countless buyers navigate their homeownership journey. Here are ten essential questions you should ask before making an offer on a home in San Dimas.

1. Why is the Seller Moving?

Understanding why the seller is leaving can give you valuable insight and even negotiation leverage. Whether they’re relocating for work, downsizing, or simply moving on, sellers with specific timelines or motivations may be more open to negotiating price or terms.

2. How Long Has the Property Been on the Market?

Your San Dimas real estate agent can conduct a Comparative Market Analysis (CMA) to determine whether the list price aligns with current San Dimas real estate trends.

3. Are There Any Known Issues With the Property?

California law requires sellers to disclose known defects, but it’s smart to dig deeper. Ask about:

• Past repairs

• Structural concerns

• Plumbing or electrical issues

• Roof condition

• Pest history

A trusted San Dimas real estate agent can help you arrange a professional inspection to identify potential red flags.

4. What’s Included in the Sale?

Never assume that appliances, fixtures, or backyard sheds are part of the deal. Clarify what’s included and ensure it’s all detailed in your purchase agreement. Your San Dimas real estate agent will make sure all agreed-upon items are documented properly.

5. What Are the Ongoing Ownership Costs?

Beyond your mortgage, it’s important to ask about additional monthly and yearly costs such as:

• Property taxes

• HOA dues (if applicable)

• Utilities and maintenance

• Homeowner’s insurance

Your real estate agent in San Dimas can help estimate these expenses so you can plan your budget accordingly.

6. Is the Home in a Homeowners Association (HOA)?

Many properties in San Dimas are part of an HOA. Be sure to ask about:

• HOA rules and restrictions

• Monthly fees

• Special assessments

An experienced San Dimas real estate agent can help you review HOA documents and understand how they might impact your lifestyle and budget.

7. What Are the Local Schools Like?

If you have children—or plan to in the future—school quality is a critical factor. Check school rankings on GreatSchools.org and speak with your San Dimas real estate agent for recommendations on the best districts in the area.

8. What’s the Neighborhood Vibe?

Look for nearby parks, shops, and amenities that match your lifestyle. A knowledgeable San Dimas realtor can offer valuable insight into which areas fit your needs best.

9. What Financing Options Are Available?

Discuss loan options early in the process. First-time buyers in San Dimas might qualify for FHA loans, while veterans may be eligible for VA loans. Your San Dimas real estate agent can connect you with trusted mortgage lenders who offer competitive rates and pre-approval services.

10. Are There Competing Offers?

In a competitive market like San Dimas, you’ll want to know if you’re up against other buyers. If so, you may consider offering more or including an escalation clause. Your real estate agent will help you craft a strong, strategic offer that aligns with your goals.

Bonus Tip: Work With a Trusted Local Expert

Choosing the right agent can make all the difference. Ms. San Dimas Real Estate is a seasoned professional with:

• Over 20 years of experience

• Glowing client reviews

• Deep knowledge of the San Dimas real estate market

Expect:

• Personalized guidance

• Expert negotiation skills

• Local market insights

• A smooth, stress-free home buying process

Ready to Make Your Move?

If you’re searching for a real estate agent in San Dimas, CA, who puts your needs first, look no further than Designated Local Expert—your trusted partner in navigating the San Dimas real estate market.